Mortgage Credit Specialist

The Role 

Pepper Advantage Hub (Fiji) is seeking for an experienced professionals to support our mortgage originations and credit assessment operations. The ideal candidates will have a strong background in mortgage credit, coupled with an in-depth understanding of mortgage processes. This is an exciting opportunity to contribute to a dynamic team focused on delivering high-quality credit assessment and customer support.

Key Responsibilities

• Assess mortgage applications to ensure compliance with credit policies and regulatory requirements.
• Analyze financial documents and credit reports to determine applicant eligibility.
• Provide accurate and timely credit decisions, ensuring adherence to company guidelines.
• Collaborate with originations teams to support smooth processing of mortgage applications.
• Maintain detailed and organized documentation for all credit assessments.
• Stay updated on industry trends, regulatory changes, and best practices in mortgage credit.
• Support continuous improvement initiatives to optimize credit assessment processes.

Skills and experience required:

• Candidate needs to be flexible in terms of working hours (Ideally from 8 pm to 4.30 am FJT)
• Proven experience in mortgage credit assessment and originations.
• Strong knowledge of mortgage products, policies, and regulatory requirements.
• Exceptional analytical skills with the ability to evaluate complex financial information.
• Proficiency in using credit assessment tools and software.
• Excellent communication skills, with the ability to explain credit decisions clearly.
• Detail-oriented and highly organized with a focus on accuracy.
• Ability to work effectively in a fast-paced, collaborative environment.

Remuneration & Benefits

• Competitive salary package
• Medical benefits
• 24/7 transportation
• Ongoing career development and training
• A secure career with a fast-growing company
• Inclusive workplace culture
• International travel

How to Apply: Your professional CV and cover letter must be submitted via email to careers@fj.pepper-advantage.com which must include details of 3 non-related professional referees.

All applications must be submitted by 24th January 2025. We thank all applicants for their interest; however, only those who are shortlisted will be contacted.

At Pepper Advantage, we believe that diversity drives innovation. We welcome candidates from all backgrounds to apply and become part of our global success story.